Have you ever been in the position where you wish it was payday today in order to take care of something? It seems to happen to so many people.
One moment you have enough cash to cover everything and the next moment that all changes. It changes with a surprise doctor visit, a school fee for a field trip, a strange vibration coming from the car when you brake.
These are just a few things that can happen to us before next payday. Those of us on a tight budget dread surprise expenses. Even so, they plague us more often than not. Not to worry though.
While it may not actually be payday, that’s no reason to not have access to your cash. How does one access cash before payday? You can get cash fast with a payday loan. You can also pay it back fast, when you get your paycheck. That’s how a payday loan works.
What’s the Fastest Payday Loan Online?
Applying online for a payday loan makes getting a payday loan as fast as it gets. A potential payday lender won’t make you wait forever while they confirm a payday loan. It’s likely that the online loan will process the same day and the money will likely hit your bank account the very next business day.
Will My Credit Score Disqualify Me?
A lot of folks wonder whether bad credit will hurt their chances at getting a payday loan. While bad credit can definitely affect your chances of getting a bank loan, it won’t keep you from getting a payday loan. It may sound hard to believe, but often a direct lender of payday loans won’t take your FICO credit score into account.
What’s a FICO credit score? FICO is the biggest name and most trusted company when it comes to credit scores. To disregard their numbers is to basically the lender saying “don’t worry about credit score”.
Do I Need a Bank Account For a Payday Loan?
Now you are going to need an active bank account. It’s kind of hard to wire your money into a non-existent account. So, before applying for a payday loan, make sure you have an active bank account to receive the money in.
Do I Need To Be a Citizen?
To get a payday loan, you do not need to be a citizen. You will, at the very least, need to be a permanent resident, however. Also, you must have a valid social security number as issued through citizenship or green card.
It is also necessary that you be an adult of 18 years or older in order to qualify for a payday loan. Payday loans are not issued to minors.
Quick and Easy
Getting a payday loan is quick and very easy. The online process makes it the fastest way to get a loan. The requirements are minimal. Even the FICO credit score is not considered. If a person is looking for quick approval and doesn’t want to jump through the hoops of a credit check, then, this is the loan for them.