Desperate Times, Sensible Measures

I have a friend named Marc. Marc’s great to hang out with as he has a happy demeanor and possesses a sense of humor very similar to my own. We’ve been friends for a little over ten years now, since high school.... Read More

5 Ways New Parents Can Protect Their Credit Score

Having your first child can be an incredible experience in and of itself but eventually, the weight of the responsibility can cause some folks to adopt poor financial habits. Whether you’re going into parenthood with great or bad credit, it can always get worse if you’re not careful. It’s important to remember that there’s going to be one more person depending on you, so moving forward, you have to start drawing those fiscal lines in the sand that will help you build and preserve your credit score.... Read More

The Future of Payday Loans

Payday loans have been the topic for discussion among lawmakers for a while now. These short-term loans are extremely popular, especially among those who have trouble borrowing money from traditional lenders. Many rely on payday loans to tackle small financial emergencies that can crop up from time to time. Situations like auto repairs, replacing a broken appliance, or making a final payment on another bill are common uses for these loans.... Read More

What is Peer to Peer Lending?

Peer-to-peer lending, also known as P2P lending, offers consumers and small businesses an alternative to traditional bank loans. It brings individual lenders and borrowers together in an online marketplace.... Read More

Utilizing a Cash Advance: When To

In a previous article, on when not to get a cash advance, we took a look at the times and circumstances where someone would not want to use a cash advance. This is not particularly surprising as there are many different kinds of loans, each tailored to specific situations. There’s a right time and place to utilize the different loan types. Now let’s look at some circumstances where you would want to use a cash advance. Below are some situations where a cash advance could be very helpful.... Read More

6 Personal Budgeting Tips for the New Year

The New Year is a time for new beginnings, and your personal budgeting habits should be the first thing to change for the better. Maybe you made some poor financial decisions last year or you just didn’t have a budget to follow at all. Either way, it’s certainly not too late to start a new budget. The best way to make sound financial decisions is to establish a spending and savings plan, or better budgeting tips.... Read More