Finances For The New Year

Reboot Your Finances For The New Year

It’s a new year, which means it’s a good idea to sit down and take a few minutes to think about where you were financially last year, and where you’d like to be this year. If you want into 2018 with few plans and no budgets, the holidays might have been challenging for you—juggling regular expenses with gift-buying, travel costs, etc. Instead of hating yourself for the money habits you had last year, why not get started on a brand new regimen that will keep you fiscally fit and on budget this time around?... Read More

4 Financial Pitfalls to Avoid

Many Americans work hard for what they have. A lot of effort goes into building a strong financial foundation for a family. People save and invest, as well as protect what they’ve built up with insurance policies. Most folks have some idea of how to protect their money. Yet, we sometimes let our guard down and end up paying for it later, often literally. Below are some things we should look out for when it comes to money.... Read More

6 Summertime Savings Tips

Most people want to have fun during the summer. School’s out, the days are warmer and brighter, and there’s an unavoidable sense of adventure in the air all season long. While there’s plenty you can do without spending a dime, for many having fun costs money. There are a number of quick tips you can follow to increase your summertime savings, which puts more money in your pocket to really enjoy this summer to its fullest.... Read More

Desperate Times, Sensible Measures

I have a friend named Marc. Marc’s great to hang out with as he has a happy demeanor and possesses a sense of humor very similar to my own. We’ve been friends for a little over ten years now, since high school.... Read More

5 Ways New Parents Can Protect Their Credit Score

Having your first child can be an incredible experience in and of itself but eventually, the weight of the responsibility can cause some folks to adopt poor financial habits. Whether you’re going into parenthood with great or bad credit, it can always get worse if you’re not careful. It’s important to remember that there’s going to be one more person depending on you, so moving forward, you have to start drawing those fiscal lines in the sand that will help you build and preserve your credit score.... Read More

The Future of Payday Loans

Payday loans have been the topic for discussion among lawmakers for a while now. These short-term loans are extremely popular, especially among those who have trouble borrowing money from traditional lenders. Many rely on payday loans to tackle small financial emergencies that can crop up from time to time. Situations like auto repairs, replacing a broken appliance, or making a final payment on another bill are common uses for these loans.... Read More

What is Peer to Peer Lending?

Peer-to-peer lending, also known as P2P lending, offers consumers and small businesses an alternative to traditional bank loans. It brings individual lenders and borrowers together in an online marketplace.... Read More

Utilizing a Cash Advance: When To

In a previous article, on when not to get a cash advance, we took a look at the times and circumstances where someone would not want to use a cash advance. This is not particularly surprising as there are many different kinds of loans, each tailored to specific situations. There’s a right time and place to utilize the different loan types. Now let’s look at some circumstances where you would want to use a cash advance. Below are some situations where a cash advance could be very helpful.... Read More

Utilizing a Cash Advance: When Not To

There is an increase in the popularity of cash advances, recently. These advances often have a higher interest rate yet, are easily obtained and remarkably fast to process. Cash advances rarely require a credit score check and can be applied for online.... Read More

6 Personal Budgeting Tips for the New Year

The New Year is a time for new beginnings, and your personal budgeting habits should be the first thing to change for the better. Maybe you made some poor financial decisions last year or you just didn’t have a budget to follow at all. Either way, it’s certainly not too late to start a new budget. The best way to make sound financial decisions is to establish a spending and savings plan, or better budgeting tips.... Read More

6 Ways to Pay Off Payday Loans

If you don’t budget correctly or take out payday loans and pay them back on time like you are supposed to, you could get in a little bit of trouble. Payday loan interest rates can start to add up, so we wanted to come up with a list of ways to help you to pay off those payday loans.... Read More

Can You Get a Payday Loan With No Credit?

It’s difficult not having any credit. It isn’t necessarily wrong to have no credit. It merely means you haven’t partaken in borrowing money and paying it back within the last seven years. It may be that you don’t borrow very often or that you are just new to the loan process and haven’t taken one out before.shutterstock_169186895... Read More

What Is The Fastest I Can Get A Payday Loan

Have you ever been in the position where you wish it was payday today in order to take care of something? It seems to happen to so many people.

One moment you have enough cash to cover everything and the next moment that all changes. It changes with a surprise doctor visit, a school fee for a field trip, a strange vibration coming from the car when you brake.

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