When you’re stuck in some kind of financial difficulty, it can often feel as though there are very few options available to you. It’s easy to feel trapped when your finances aren’t going your way. However, there’s one option that a lot of people fail to consider and that’s payday loans. A lot of people are wary of payday loans because they’ve likely heard all kinds of horror stories about them. However, the truth is that payday loans aren’t nearly as bad as many people think. Here are just a few reasons why.... Read More
Category Archives: Payday Loans
How Payday Loan Interest Rates Are Calculated
It’s always important to have a contingency plan, in case you run into hard times. Everyone would love to have enough cash available on hand for emergencies, but the reality is money doesn’t grow on trees. This is where payday loan companies come into play. By lending you the money for a short time, they provide a level of comfort, keeping the creditors off your back.... Read More
What To Do When You Need A Loan Quickly
We all like to think we are responsible with money, and we are for the most part. Still, there are times when a budget doesn’t stretch far enough and help is needed. There are two options: be proud and let your ego get in the way, or ask for help. After all, a loan can provide the cash injection a household needs to get to the next payday without involving the bailiffs.... Read More
How Do Installment Loans Work?
If you’re looking for a loan for any reason, you need to consider what types of loans might be available to you. There are several types of loan that are suitable for different situations, different types of borrower and different amounts of money too. Continue reading
Save Money Around The Holidays With These Smart Tips
With only a few weeks to go until the holiday season kicks off, the time has come to start financial planning. The Christmas period is the most expensive of the year and can leave many of us in financial difficulty afterwards. All the presents, decorations, and food don’t come cheap. (Although they are so worth it!) Continue reading
What Is A Payday Loan?
There are a wide range of borrowing options available to the average consumer, with the internet making more of them more accessible than they have ever been before. Traditionally, it was hard to get a loan that wasn’t for a large amount or long-term, which means that everyday people facing cash flow problems didn’t have very many options. That has changed with the growing popularity of new alternatives, and payday loans are chief amongst those growing options. Continue reading
5 Most Common Payday Loan Myths
Payday loans have earned a reputation over the years as being the tool and trade of loan sharks, money mongers, and cheats. That is an unfortunate fact as many people have benefited from payday loans.
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The Future of Payday Loans
Payday loans have been the topic for discussion among lawmakers for a while now. These short-term loans are extremely popular, especially among those who have trouble borrowing money from traditional lenders. Many rely on payday loans to tackle small financial emergencies that can crop up from time to time. Situations like auto repairs, replacing a broken appliance, or making a final payment on another bill are common uses for these loans.... Read More
How To Qualify For A Payday Loan
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Utilizing a Cash Advance: When To
In a previous article, on when not to get a cash advance, we took a look at the times and circumstances where someone would not want to use a cash advance. This is not particularly surprising as there are many different kinds of loans, each tailored to specific situations. There’s a right time and place to utilize the different loan types. Now let’s look at some circumstances where you would want to use a cash advance. Below are some situations where a cash advance could be very helpful.... Read More
Utilizing a Cash Advance: When Not To
There is an increase in the popularity of cash advances, recently. These advances often have a higher interest rate yet, are easily obtained and remarkably fast to process. Cash advances rarely require a credit score check and can be applied for online.... Read More
10 Reasons Someone Might Use Payday Loans
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Payday Loans Can Get You Out Of An Emergency
Payday loans can help a lot of people when they are in an emergency. The smart way is to take them out when you know that you can pay them back in a timely manner to avoid high interest rates.... Read More
6 Ways to Pay Off Payday Loans
If you don’t budget correctly or take out payday loans and pay them back on time like you are supposed to, you could get in a little bit of trouble. Payday loan interest rates can start to add up, so we wanted to come up with a list of ways to help you to pay off those payday loans.... Read More
Payday Loan Interest Percentages by State
The State of Payday Loans…By State
Payday loans can be a fast and convenient way of getting cash in hand. When you need money to cover an unforeseen expense, there’s quick relief in obtaining a short-term loan. Not all lenders are the same, however. It’s important to use a payday loans direct lender as they have an immediate interest in offering a loan.
Can You Get a Payday Loan With No Credit?
It’s difficult not having any credit. It isn’t necessarily wrong to have no credit. It merely means you haven’t partaken in borrowing money and paying it back within the last seven years. It may be that you don’t borrow very often or that you are just new to the loan process and haven’t taken one out before.
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What Is The Fastest I Can Get A Payday Loan
Have you ever been in the position where you wish it was payday today in order to take care of something? It seems to happen to so many people.
One moment you have enough cash to cover everything and the next moment that all changes. It changes with a surprise doctor visit, a school fee for a field trip, a strange vibration coming from the car when you brake.
Common Questions About Payday Loans
People are always asking questions about payday loans or want to know more about these cash advances so we compiled an FAQ about payday loans list in hopes to answer everyone’s questions.
Is A Payday Loan Right For You?
Like many Americans, you work hard for what you have. You pay your bills on time and strive to reduce your debt. Even though your goal is to stay on top of all of your financial responsibilities, unexpected things have a way of turning up.... Read More
How Fast Is A Payday Loan?
A lot of folks are wondering how fast payday loans are. They’re also wondering if they qualify for a fast loan. Some people think their credit score might disqualify them from getting a cash advance. The truth is, getting money fast from a payday loan is really quite easy. Let’s take a quick look at what’s involved.... Read More