Category: Payday Loans

Why Payday Loans Aren’t As Bad As You Think

Payday Loans DifficultWhen you’re stuck in some kind of financial difficulty, it can often feel as though there are very few options available to you. It’s easy to feel trapped when your finances aren’t going your way. However, there’s one option that a lot of people fail to consider and that’s payday loans. A lot of people are wary of payday loans because they’ve likely heard all kinds of horror stories about them. However, the truth is that payday loans aren’t nearly as bad as many people think. Here are just a few reasons why.... Read More

Payday Loan Interest Rates

How Payday Loan Interest Rates Are Calculated

Payday Loan Interest Rates
It’s always important to have a contingency plan, in case you run into hard times. Everyone would love to have enough cash available on hand for emergencies, but the reality is money doesn’t grow on trees. This is where payday loan companies come into play. By lending you the money for a short time, they provide a level of comfort, keeping the creditors off your back.... Read More

What To Do When You Need A Loan Quickly

Quick Cash Loans
We all like to think we are responsible with money, and we are for the most part. Still, there are times when a budget doesn’t stretch far enough and help is needed. There are two options: be proud and let your ego get in the way, or ask for help. After all, a loan can provide the cash injection a household needs to get to the next payday without involving the bailiffs.... Read More

Installment Loans

How Do Installment Loans Work?

Installment Loans
If you’re looking for a loan for any reason, you need to consider what types of loans might be available to you. There are several types of loan that are suitable for different situations, different types of borrower and different amounts of money too. Continue reading

Save Money Around The Holidays With These Smart Tips

Christmas Holiday Lights House

With only a few weeks to go until the holiday season kicks off, the time has come to start financial planning. The Christmas period is the most expensive of the year and can leave many of us in financial difficulty afterwards. All the presents, decorations, and food don’t come cheap. (Although they are so worth it!) Continue reading

Counting Money

What Is A Payday Loan?

Counting Money

There are a wide range of borrowing options available to the average consumer, with the internet making more of them more accessible than they have ever been before. Traditionally, it was hard to get a loan that wasn’t for a large amount or long-term, which means that everyday people facing cash flow problems didn’t have very many options. That has changed with the growing popularity of new alternatives, and payday loans are chief amongst those growing options. Continue reading

5 Most Common Payday Loan Myths

Payday loans have earned a reputation over the years as being the tool and trade of loan sharks, money mongers, and cheats. That is an unfortunate fact as many people have benefited from payday loans.
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The Future of Payday Loans

Payday loans have been the topic for discussion among lawmakers for a while now. These short-term loans are extremely popular, especially among those who have trouble borrowing money from traditional lenders. Many rely on payday loans to tackle small financial emergencies that can crop up from time to time. Situations like auto repairs, replacing a broken appliance, or making a final payment on another bill are common uses for these loans.... Read More

Utilizing a Cash Advance: When To

In a previous article, on when not to get a cash advance, we took a look at the times and circumstances where someone would not want to use a cash advance. This is not particularly surprising as there are many different kinds of loans, each tailored to specific situations. There’s a right time and place to utilize the different loan types. Now let’s look at some circumstances where you would want to use a cash advance. Below are some situations where a cash advance could be very helpful.... Read More