There are a lot of complexities that many of us have to navigate when it comes to our finances and the modern economy. However, of all of these things, the most significant almost has to be that of debt. Debt can often be a pretty scary word for a lot of people, conjuring images of a financial pit that is impossible to dig your way out of. However, loans and debt don’t necessarily have to be a bad thing and can often be incredibly useful. With that in mind, here are just some of the things that would happen if loans simply didn’t exist anymore.... Read More
There is no doubt whatsoever that the impact of the COVID-19 crisis on the economy has been incredibly significant. The impact on the economy is something that has been seen on both a national and international level but one of the things that many of the figures that you might see when it comes to the economic impact of COVID-19 is the specific impact that it has had on many people’s personal finances. With that in mind, here are just some of the ways that COVID-19 has impacted the personal finances of many people.
... Read More
Another year has gone, and 2020 is looming. It’s time for many of us to repeat old rituals, and to make the same New Years’ resolutions we’ve made a few times over the years. However, if your resolutions are about getting out of debt, becoming financially secure, and taking care of your financial future, it’s time to make more than a resolution. It’s time to make a plan with the following tips.... Read More
... Read More
... Read More
We all like to think we are responsible with money, and we are for the most part. Still, there are times when a budget doesn’t stretch far enough and help is needed. There are two options: be proud and let your ego get in the way, or ask for help. After all, a loan can provide the cash injection a household needs to get to the next payday without involving the bailiffs.... Read More
Are you longing for a vacation? Getting away is often at the top of people’s lists of things to do, but you can’t vacation for free. Continue reading
Saving money can be tough. Just when you think you’ve got a bit left over at the end of the month, you suddenly find out that the boiler needs replacing or your car is in need of repair.
Saving requires a degree of stoicism. It’s a long-term project, and there are often no easy fixes. Continue reading
With only a few weeks to go until the holiday season kicks off, the time has come to start financial planning. The Christmas period is the most expensive of the year and can leave many of us in financial difficulty afterwards. All the presents, decorations, and food don’t come cheap. (Although they are so worth it!) Continue reading
Since the financial crisis, salaries in many Western countries have remained flat. But with the cost of living still rising, especially housing and fuel, you may need alternative sources of income. Continue reading