We all like to think we are responsible with money, and we are for the most part. Still, there are times when a budget doesn’t stretch far enough and help is needed. There are two options: be proud and let your ego get in the way, or ask for help. After all, a loan can provide the cash injection a household needs to get to the next payday without involving the bailiffs.... Read More
Are you longing for a vacation? Getting away is often at the top of people’s lists of things to do, but you can’t vacation for free. Continue reading
Saving money can be tough. Just when you think you’ve got a bit left over at the end of the month, you suddenly find out that the boiler needs replacing or your car is in need of repair.
Saving requires a degree of stoicism. It’s a long-term project, and there are often no easy fixes. Continue reading
With only a few weeks to go until the holiday season kicks off, the time has come to start financial planning. The Christmas period is the most expensive of the year and can leave many of us in financial difficulty afterwards. All the presents, decorations, and food don’t come cheap. (Although they are so worth it!) Continue reading
Since the financial crisis, salaries in many Western countries have remained flat. But with the cost of living still rising, especially housing and fuel, you may need alternative sources of income. Continue reading
Budgeting: it’s something that we all know that we should do. But actually making it happen can be difficult. It’s not just a matter of skill – it involves willpower and determination too. Often life gets in the way. We make plans, but then something unexpected interrupts progress, and we have to adapt. Our initial budgeting plans get sidelined. Continue reading
Having poor or no credit can be a major impediment to securing loans and other financial assistance. You may still be in the process of building your credit for the first time, or you’ve had some troubles in the past and your credit has likewise suffered for it.
Saving money is a multifaceted process that involves more than just a piggy bank and any loose change you find in your sofa. The act of saving doesn’t need to feel like a punishment, either. If anything, you should look at saving as another way to make money for that new couch you’ve been eyeing, or your next trip to the beach. Continue reading
It’s a new year, which means it’s a good idea to sit down and take a few minutes to think about where you were financially last year, and where you’d like to be this year. If you want into 2018 with few plans and no budgets, the holidays might have been challenging for you—juggling regular expenses with gift-buying, travel costs, etc. Instead of hating yourself for the money habits you had last year, why not get started on a brand new regimen that will keep you fiscally fit and on budget this time around?... Read More
Many Americans work hard for what they have. A lot of effort goes into building a strong financial foundation for a family. People save and invest, as well as protect what they’ve built up with insurance policies. Most folks have some idea of how to protect their money. Yet, we sometimes let our guard down and end up paying for it later, often literally. Below are some things we should look out for when it comes to money.... Read More