Saving money can be tough. Just when you think you’ve got a bit left over at the end of the month, you suddenly find out that the boiler needs replacing or your car is in need of repair.
Saving requires a degree of stoicism. It’s a long-term project, and there are often no easy fixes. Continue reading
With only a few weeks to go until the holiday season kicks off, the time has come to start financial planning. The Christmas period is the most expensive of the year and can leave many of us in financial difficulty afterwards. All the presents, decorations, and food don’t come cheap. (Although they are so worth it!) Continue reading
Since the financial crisis, salaries in many Western countries have remained flat. But with the cost of living still rising, especially housing and fuel, you may need alternative sources of income. Continue reading
Having poor or no credit can be a major impediment to securing loans and other financial assistance. You may still be in the process of building your credit for the first time, or you’ve had some troubles in the past and your credit has likewise suffered for it.
Saving money is a multifaceted process that involves more than just a piggy bank and any loose change you find in your sofa. The act of saving doesn’t need to feel like a punishment, either. If anything, you should look at saving as another way to make money for that new couch you’ve been eyeing, or your next trip to the beach. Continue reading
It’s a new year, which means it’s a good idea to sit down and take a few minutes to think about where you were financially last year, and where you’d like to be this year. If you want into 2018 with few plans and no budgets, the holidays might have been challenging for you—juggling regular expenses with gift-buying, travel costs, etc. Instead of hating yourself for the money habits you had last year, why not get started on a brand new regimen that will keep you fiscally fit and on budget this time around?... Read More
Many Americans work hard for what they have. A lot of effort goes into building a strong financial foundation for a family. People save and invest, as well as protect what they’ve built up with insurance policies. Most folks have some idea of how to protect their money. Yet, we sometimes let our guard down and end up paying for it later, often literally. Below are some things we should look out for when it comes to money.... Read More
Most people want to have fun during the summer. School’s out, the days are warmer and brighter, and there’s an unavoidable sense of adventure in the air all season long. While there’s plenty you can do without spending a dime, for many having fun costs money. There are a number of quick tips you can follow to increase your summertime savings, which puts more money in your pocket to really enjoy this summer to its fullest.... Read More
I have a friend named Marc. Marc’s great to hang out with as he has a happy demeanor and possesses a sense of humor very similar to my own. We’ve been friends for a little over ten years now, since high school.... Read More
Having your first child can be an incredible experience in and of itself but eventually, the weight of the responsibility can cause some folks to adopt poor financial habits. Whether you’re going into parenthood with great or bad credit, it can always get worse if you’re not careful. It’s important to remember that there’s going to be one more person depending on you, so moving forward, you have to start drawing those fiscal lines in the sand that will help you build and preserve your credit score.... Read More