Another year has gone, and 2020 is looming. It’s time for many of us to repeat old rituals, and to make the same New Years’ resolutions we’ve made a few times over the years. However, if your resolutions are about getting out of debt, becoming financially secure, and taking care of your financial future, it’s time to make more than a resolution. It’s time to make a plan with the following tips.... Read More
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We all like to think we are responsible with money, and we are for the most part. Still, there are times when a budget doesn’t stretch far enough and help is needed. There are two options: be proud and let your ego get in the way, or ask for help. After all, a loan can provide the cash injection a household needs to get to the next payday without involving the bailiffs.... Read More
Are you longing for a vacation? Getting away is often at the top of people’s lists of things to do, but you can’t vacation for free. Continue reading
Saving money can be tough. Just when you think you’ve got a bit left over at the end of the month, you suddenly find out that the boiler needs replacing or your car is in need of repair.
Saving requires a degree of stoicism. It’s a long-term project, and there are often no easy fixes. Continue reading
With only a few weeks to go until the holiday season kicks off, the time has come to start financial planning. The Christmas period is the most expensive of the year and can leave many of us in financial difficulty afterwards. All the presents, decorations, and food don’t come cheap. (Although they are so worth it!) Continue reading
Since the financial crisis, salaries in many Western countries have remained flat. But with the cost of living still rising, especially housing and fuel, you may need alternative sources of income. Continue reading
Budgeting: it’s something that we all know that we should do. But actually making it happen can be difficult. It’s not just a matter of skill – it involves willpower and determination too. Often life gets in the way. We make plans, but then something unexpected interrupts progress, and we have to adapt. Our initial budgeting plans get sidelined. Continue reading
Having poor or no credit can be a major impediment to securing loans and other financial assistance. You may still be in the process of building your credit for the first time, or you’ve had some troubles in the past and your credit has likewise suffered for it.