Saving money can be tough. Just when you think you’ve got a bit left over at the end of the month, you suddenly find out that the boiler needs replacing or your car is in need of repair.
Saving requires a degree of stoicism. It’s a long-term project, and there are often no easy fixes. Continue reading
With only a few weeks to go until the holiday season kicks off, the time has come to start financial planning. The Christmas period is the most expensive of the year and can leave many of us in financial difficulty afterwards. All the presents, decorations, and food don’t come cheap. (Although they are so worth it!) Continue reading
There are a wide range of borrowing options available to the average consumer, with the internet making more of them more accessible than they have ever been before. Traditionally, it was hard to get a loan that wasn’t for a large amount or long-term, which means that everyday people facing cash flow problems didn’t have very many options. That has changed with the growing popularity of new alternatives, and payday loans are chief amongst those growing options. Continue reading
Since the financial crisis, salaries in many Western countries have remained flat. But with the cost of living still rising, especially housing and fuel, you may need alternative sources of income. Continue reading
Budgeting: it’s something that we all know that we should do. But actually making it happen can be difficult. It’s not just a matter of skill – it involves willpower and determination too. Often life gets in the way. We make plans, but then something unexpected interrupts progress, and we have to adapt. Our initial budgeting plans get sidelined. Continue reading
With spring comes thoughts of summer, and soon, college graduation. For many graduates, it can be daunting to move from academia to the real world. You’ve spent most of your lives–nearly all of it, in most cases–attending class and doing homework. And for the most part, your financial responsibilities have been limited. Continue reading
Payday loans have earned a reputation over the years as being the tool and trade of loan sharks, money mongers, and cheats. That is an unfortunate fact as many people have benefited from payday loans.
Having poor or no credit can be a major impediment to securing loans and other financial assistance. You may still be in the process of building your credit for the first time, or you’ve had some troubles in the past and your credit has likewise suffered for it.
Saving money is a multifaceted process that involves more than just a piggy bank and any loose change you find in your sofa. The act of saving doesn’t need to feel like a punishment, either. If anything, you should look at saving as another way to make money for that new couch you’ve been eyeing, or your next trip to the beach. Continue reading
It’s a new year, which means it’s a good idea to sit down and take a few minutes to think about where you were financially last year, and where you’d like to be this year. If you want into 2018 with few plans and no budgets, the holidays might have been challenging for you—juggling regular expenses with gift-buying, travel costs, etc. Instead of hating yourself for the money habits you had last year, why not get started on a brand new regimen that will keep you fiscally fit and on budget this time around?... Read More