What The World Would Be Like If Loans Didn’t Exist

There are a lot of complexities that many of us have to navigate when it comes to our finances and the modern economy. However, of all of these things, the most significant almost has to be that of debt. Debt can often be a pretty scary word for a lot of people, conjuring images of a financial pit that is impossible to dig your way out of. However, loans and debt don’t necessarily have to be a bad thing and can often be incredibly useful. With that in mind, here are just some of the things that would happen if loans simply didn’t exist anymore.... Read More

COVID 19’s Impact On Finances

There is no doubt whatsoever that the impact of the COVID-19 crisis on the economy has been incredibly significant. The impact on the economy is something that has been seen on both a national and international level but one of the things that many of the figures that you might see when it comes to the economic impact of COVID-19 is the specific impact that it has had on many people’s personal finances. With that in mind, here are just some of the ways that COVID-19 has impacted the personal finances of many people.
COVID-19... Read More

Why Payday Loans Aren’t As Bad As You Think

Payday Loans DifficultWhen you’re stuck in some kind of financial difficulty, it can often feel as though there are very few options available to you. It’s easy to feel trapped when your finances aren’t going your way. However, there’s one option that a lot of people fail to consider and that’s payday loans. A lot of people are wary of payday loans because they’ve likely heard all kinds of horror stories about them. However, the truth is that payday loans aren’t nearly as bad as many people think. Here are just a few reasons why.... Read More

How To Stand By Your Financial New Years Resolutions

New Year's Eve Fireworks
Another year has gone, and 2020 is looming. It’s time for many of us to repeat old rituals, and to make the same New Years’ resolutions we’ve made a few times over the years. However, if your resolutions are about getting out of debt, becoming financially secure, and taking care of your financial future, it’s time to make more than a resolution. It’s time to make a plan with the following tips.... Read More

Payday Loan Interest Rates

How Payday Loan Interest Rates Are Calculated

Payday Loan Interest Rates
It’s always important to have a contingency plan, in case you run into hard times. Everyone would love to have enough cash available on hand for emergencies, but the reality is money doesn’t grow on trees. This is where payday loan companies come into play. By lending you the money for a short time, they provide a level of comfort, keeping the creditors off your back.... Read More

What To Do When You Need A Loan Quickly

Quick Cash Loans
We all like to think we are responsible with money, and we are for the most part. Still, there are times when a budget doesn’t stretch far enough and help is needed. There are two options: be proud and let your ego get in the way, or ask for help. After all, a loan can provide the cash injection a household needs to get to the next payday without involving the bailiffs.... Read More

Pros & Cons Of Unsecured Loans

Unsecured Loans
Just when you thought there was enough money to last for the month, an unforeseen debt rears its head. All of a sudden, it’s the middle of the month and you’ve only got a small amount to last until the first. It’s tempting to turn to a loan in your time of need, especially one which is unsecured.... Read More

Installment Loans

How Do Installment Loans Work?

Installment Loans
If you’re looking for a loan for any reason, you need to consider what types of loans might be available to you. There are several types of loan that are suitable for different situations, different types of borrower and different amounts of money too. Continue reading