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Payday Loans Process

Get Your Payday Loan in 4 Snappy Steps!

I have read and understand the Terms & Conditions and Privacy Policy of this loan and I agree to electronic communication.
1
DECIDE HOW MUCH CASH YOU NEED
2
CHOOSE A PAYDAY LOAN OR INSTALLMENT OPTION FOR YOUR NEEDS
3
FILL OUT OUR SIMPLE FORM
4
GET CASH DEPOSITED DIRECTLY TO YOUR BANK ACCOUNT!

Payday Loan Advantages:

Payday Loans

Easy Access to Your Cash

Cash deposited directly to your
bank account!
Online Payday Advance

Fast Service

Most internet payday loans are available the NEXT business day!
Payday Loans Online

Simple Online Form

Apply for payday loans online
quickly & easily!
Payday Loans

Bad Credit, No Problem!

Most cases, you will find a lender!


The Best Payday Loans Online

Whether you need emergency cash to cover unexpected expenses or just need a little extra cash to make it until pay day, Snappy Payday Loans can help! We submit your application with direct lenders, offering an online payday loan and a cash advance option that might suit your needs!

We think payday loans are simple, fast and hassle free! So if you're looking for internet payday loans or fast cash now, you can trust the professionals at Snappy Payday Loans to deliver!

Will I Qualify For A Payday Loan?

In most cases, YES! Online payday loans are easy to get as long as you are at least 18 years old, have a bank account, have a reliable source of regular income and are a U.S. citizen or permanent U.S. resident!

Apply online for your payday advance now!

Can I Get An Installment Loan Or Line Of Credit?

Depending on the state you live in, you may be able to obtain an installment loan or a line of credit. Snappy Payday Loans specializes in arranging payday loans online. However we also understand your need for more flexible payment terms than a traditional online payday advance. That's why we also arrange for installment loans and lines of credit with trusted lenders. You can borrow more and get more payment terms too! Loan amounts and payment terms vary, please check loan details before accepting. View our cash advance page for more details!



What Type Of Loans Are Available Online?

There are a variety of loan types available to you with Snappy Payday Loans. The following are some of the more common types of loan products offered: Payday Loans, Installment Loans, Lines of Credit, and other revolving credit plans. Once you select the state you reside in, you will be notified of the type of loan products available. As always, please review your loan documents carefully before you sign to ensure you understand the type of loan and terms being offered. Loans types and terms will vary by state law.

Snappy Payday Loans offers payday loan and cash advance options in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. We currently do not offer loan options in Georgia, New Jersey, New York, and North Carolina.

  • Payday Loans (quick cash advance typically paid back from your next paycheck or within 30 days)

  • Payday Installment Loans (quick cash with greater flexibility paid back in installment typically in 4-6 months)

  • Installment Loans (quick cash paid back over a longer term – typically 12 months and lower installment payments)

  • Line of Credits or Revolving Credit Plans (cash advances where you repay your advance at any time you choose and you can receive multiple cash advances up to your credit limit. You can borrow and repay or have a reserve in case of emergencies. These are open ended loans typically with no maturity date)



Frequently Asked Questions:

How Do Payday Loans Work?

Payday loans are short-term loans, with maximum loans amounts based on income from your paycheck. The borrowed loans allow you the emergency financing you need, but come with higher APR percentages. All loans are repaid in installment payments agreed upon between you and a payday loan lender.

When Should You Consider A Payday Loan?

Unexpected expenses or changes in income can lead to a short-term need for help with medical bills, auto repairs, accidents, rent, food, household expenses, or utility bills in between paychecks. Loan applicants have also used short-term loans to help cover costs for moving expenses, financing a vacation, and funeral costs. Payday loans should only be used for short-term financial needs. Snappy does not recommend taking out a payday loan for the purpose of paying off credit cards, or other types of secured or unsecured debt.

How To Apply For A Payday Loan

Snappy Payday Loans is an online marketplace connecting consumers with payday lenders, allowing you access to the short-term financing you need. Our online application is fast and easy, allowing you to get the funds you need within 1-2 business days upon approval.

Payday Loan Requirements

Each state has specific loan requirements. To complete our online application, you must:

  • Be at least 18 years of age and a resident of the USA
  • Have a regular job or required income to meet the minimum required salary
  • Have a valid government issued driver’s license or ID
  • Have an active bank account that accepts electronic transfers
  • Provide a working phone number and email address for verification

For those searching for ‘payday loans near me’, there’s no need to leave the comfort of your home to apply at a local loan location near you. The decisions are made online, and if approved your lender will be in contact with you shortly.